Effective Date: [Insert Date]

Welcome to Paragon Bullion ("Paragon Bullion," "we," "our," or "us").

This Cookie Policy explains how we use cookies and similar technologies when you visit our website, interact with our online services, or communicate with us through digital platforms.

Our website is accessible worldwide. Depending on your location, you may have additional rights regarding cookies and online tracking under applicable privacy laws, including the General Data Protection Regulation (GDPR), UK GDPR, Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), California Consumer Privacy Act (CCPA/CPRA), and other applicable legislation.

By continuing to use our website, you consent to our use of cookies where permitted by applicable law. Where required, we will request your consent before placing non-essential cookies on your device.

1. What Are Cookies?

Cookies are small text files placed on your computer, smartphone, tablet, or other device when you visit a website.

Cookies help websites:

• Operate efficiently
• Improve security
• Remember your preferences
• Enhance your browsing experience
• Understand how visitors use the website
• Improve website performance

Cookies do not normally contain information that directly identifies you, although they may be associated with other information we hold.

2. Why We Use Cookies

Paragon Bullion uses cookies to:

• Operate and secure our website
• Improve website functionality
• Remember user preferences
• Analyze website performance
• Understand visitor behavior
• Improve customer experience
• Maintain website security
• Detect fraud and unauthorized activity
• Support marketing activities where applicable

3. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the operation of our website and cannot generally be disabled through our website.

Essential cookies help with:

• Secure login sessions
• Website navigation
• Form submissions
• Security features
• Load balancing
• Fraud prevention

Without these cookies, certain website functions may not operate correctly.

Performance & Analytics Cookies

These cookies help us understand how visitors use our website.

Information collected may include:

• Pages visited
• Time spent on pages
• Navigation patterns
• Browser type
• Device type
• Approximate geographic region
• Website performance metrics
• Error reports

This information helps us improve website performance and customer experience.

Functional Cookies

Functional cookies remember your preferences and improve website usability.

Examples include:

• Preferred language
• Region selection
• User interface settings
• Cookie preferences
• Previously entered information (where appropriate)

Marketing & Advertising Cookies

Where implemented, these cookies help us:

• Display relevant advertisements
• Measure advertising effectiveness
• Limit repetitive advertisements
• Understand customer interests
• Support remarketing campaigns
• Improve marketing performance

Marketing cookies may be placed by trusted advertising partners.

Where required by law, these cookies will only be used with your consent.

4. Third-Party Cookies

Our website may use trusted third-party services that place cookies or similar technologies, including but not limited to:

• Google Analytics
• Google Tag Manager
• Google Maps
• Google reCAPTCHA
• YouTube
• Meta (Facebook & Instagram)
• LinkedIn
• Payment Service Providers
• Customer Support Platforms
• Website Hosting Providers

Each third party operates under its own privacy and cookie policies.

We encourage you to review their policies before using their services.

5. Information Collected Through Cookies

Depending on your interaction with our website, cookies may collect:

• IP Address
• Browser Information
• Operating System
• Device Type
• Screen Resolution
• Language Preferences
• Date and Time of Visit
• Pages Viewed
• Click Activity
• Referring Website
• Approximate Geographic Location
• Session Information

We do not intentionally use cookies to collect sensitive personal information.

6. Cookie Retention

Some cookies remain active only during your browsing session and are automatically deleted when you close your browser.

Other cookies may remain on your device for a longer period to remember your preferences or improve future visits.

Retention periods vary depending on the purpose of each cookie and applicable legal requirements.

7. Managing Your Cookie Preferences

You may manage or disable cookies at any time through:

• Your web browser settings
• Our cookie preference center (where available)

Most browsers allow you to:

• View stored cookies
• Delete cookies
• Block all cookies
• Block cookies from selected websites
• Receive notifications before cookies are stored

Please note that disabling certain cookies may affect website functionality and your overall browsing experience.

8. Consent

Where required by applicable law, Paragon Bullion will request your consent before placing non-essential cookies on your device.

You may withdraw or modify your cookie preferences at any time using our cookie management tools or your browser settings.

Withdrawal of consent will not affect the lawfulness of processing carried out before consent was withdrawn.

9. International Visitors

Paragon Bullion serves customers worldwide.

Your information may be processed or transferred across international borders in accordance with applicable data protection laws and our Privacy Policy.

Where legally required, we implement reasonable safeguards for international data transfers.

10. Do Not Track

Some web browsers offer a "Do Not Track" (DNT) setting.

Because there is currently no universally accepted standard for responding to DNT signals, our website may not respond to all such requests. We continue to monitor developments in this area and may update our practices as standards evolve.

11. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in:

• Technology
• Legal requirements
• Industry standards
• Website functionality
• Business operations

The updated version will become effective upon publication unless otherwise stated.